• The Bank intends to continue diversifying the credit portfolio and to expand extending medium and long term credit lines as well as financing customers' activities not only domestically but also abroad.

      Export and Import Financing

      Export and Import Financing

      The Bank intends to continue diversifying the credit portfolio and to expand extending medium and long term credit lines as well as financing customers' activities not only domestically but also abroad.
      The trade finance transactions comprise export and import financing. In the meantime, financing falls within the categories of pre-shipment and post-shipment. With regard to pre-shipment financing scheme, working capitals are made available to Iranian exporters for purchase of machineries, equipments, raw materials to carry on with production, packaging, transportation and re-exportation in as much as covering manufacturing costs.
      Likewise, post-shipment financing has been a service of the Bank to enable exporters/contractors to sell Iranian goods and services on deferred payment basis. The exporters, at the request of buyer, receiving documentary credits on deferred payment basis have been assisted to have their bills of exchange discounted with the Bank. The buyers of Iranian goods and services have also been benefited from the buyer's credit agreements which are payable out of the Bank's own resources, Oil Reserve Fund and other export financing schemes.

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